CASH WITHDRAWALS CAN BE DANGEROUS! When you withdraw cash it is
much harder to track where your money is going. That is why I try to use my debit or American Express card as much as possible. This makes it easier to track your expenses. Less receipts to shred and less reliance on memory.
by Khari Wilder, Finance Fitne$$ – Founder & Coach
Moulah Monologue – Guset Blogger
Remember to celebrate the “Small Wins”. Those are always more sustainable than the big wins. Did you pay off any debt this month? Did you spend less on groceries than you planned? Did you have enough money to take a great vacation without using debt? Did your emergency fund increase some?
Take it one day at a time and many “Small Wins” will eventually create an “Enormous Win”. Take baby steps before running the marathon.
by Khari Wilder, Finance Fitne$$ – Founder & Coach
Moulah Monologue – Guset Blogger
One thing that 
makes it difficult to stay on your financial plan is that some months are 4 weeks long and others are 5 weeks long. Instead of using 12 months for your budget, you may want to use 13 “4 week periods” for your budget. That way how much you need each month becomes a little more consistent.
by Khari Wilder, Finance Fitne$$ – Founder & Coach
Moulah Monologue – Guset Blogger
Moving to Minneapolis helped me truly think about what is important to me. It showed me that Family, Friends, and Work are very important to me with God and Finances being the two things that traveled through it all.
Having God as a rock and Finances as a vehicle is so important in all that we do. God gives us our “true north” in everything, even if you are traveling “south”. Finances allow you to give generously, take care of your family, and see your friends wherever they reside.
by Khari Wilder, Finance Fitne$$ – Founder & Coach
Moulah Monologue – Guset Blogger
I am so excited about sharing, with you, the adventures of Marriage, Parenting, Business, Homeschooling, etc and WALKING OUT DREAMS. But even more enthusiastic about encouraging you in YOUR VISION, GOALS, PURPOSE, DREAMS (whatever you want to call it).
When you first recognize your DREAM It can be both extremely exhilarating and scary (possibly horrific). So join me as I provide an open door to how it is to think, implement and deploy purposeful aspirations.
Click here to go to the new DREAMWALK blog.
There are 4 Principles that everyone should follow to ensure personal financial success.
A Personal Financial Vision – “Without a Vision the people perish”. If you do not have a Financial Vision for your family it will be difficult to know if you are doing the right things today to ensure you reach your goal 10, 20, or 30 years from now.
A Good Wealth Mentality – Don’t turn your cash into trash; turn your cash into assets. Assets are things that put money in your pocket. It is not about how much money you make, its about how much money you KEEP and what you do with it.
A Personal Financial Education – Most High Schools, Colleges, and Universities curriculums are designed to teach us how to make a lot of money for companies. They are not designed to teach us how to be financially successful at home. Things like: 1.) Personal Cash Flow Management, 2.) Net Worth Anaylis, 3.) Debt Elimination, 4.) Why Investments Exist, 5.) Taxes, etc…are not taught during our academic journey. It is key that we obtain this knowledge.
Vehicle(s) – Now you must determine the vehicle(s) you want to use to create your wealth. Cash Equivalents, Bonds, Stocks, Real Assets, 401-K, IRA, Roth – IRA,… are examples of financial products that can be used to increase your finances, if properly utilized.
Let’s carry out a self-evaluation – are you exercising the above principles in your life?
“A good man leaves an inheritance for his children’s children” Proverbs 13:22.
by Khari Wilder, Finance Fitness – Founder & Coach
Moulah Monologue – Guest Blogger
Moulah Monologue 